The Georgia Residential Mortgage Fraud Act (O.C.G.A. § 16-8-100 et seq.) authorizes the Attorney General and district attorneys to prosecute cases of residential mortgage fraud. Georgia was the first state in the nation to have a statute that targeted residential mortgage fraud, and the statute has been the model for over a dozen other states which have followed Georgia's lead. Georgia’s legislation covers a variety of fraudulent acts in connection with home mortgages, from fraudulent appraisals and sales contracts to fraudulent representation of financial information by a purchaser in obtaining a mortgage, to foreclosure fraud.
If you believe that a person or company may have committed residential mortgage fraud, please contact your local law enforcement to report the crime.